Daily money
Salary, rent, subscriptions and card spend in one place.
Plans
Standard — $0/month
Free forever. Multi-currency accounts, virtual card and a monthly FX allowance — the baseline for daily money in ONEO.
Standard at a glance
Plan value is the combination of card, FX, ATM, support and lifestyle — not a single perk.
- Core account & virtual card
- Monthly FX allowance
- Budgets and pots
- In-app support
What people use it for
Everyday reasons customers pick Standard.
Travel weeks
Convert ahead, spend with fewer FX surprises within plan limits.
Cards →
Controls
Freeze cards, budgets and alerts without leaving ONEO.
Security →Upgrade path
Start on Standard, move up when travel or lifestyle needs grow.
Compare →
Experience
Standard inside the ONEO app
Open Plans, read the live benefit list for Standard, then confirm billing currency and tax before you switch.
Product media on this page is from the ONEO library. Benefits are marketing summaries — the app is the source of truth.
Fees
Transparent before you confirm
Standard is billed at $0/month where offered. Out-of-plan FX, ATM and delivery fees can still apply.
Open the Fees page and the in-app confirmation screen before assuming a transaction is free.
Important
Partner and country rules apply
Cards, lounge access, cashback and insurance-style benefits may be provided by partners. Availability varies by residency and verification.
This is marketing information from ONEO Bank Pte. Ltd., a Switzerland-headquartered technology platform — not a bank prospectus.
Compare plans
Illustrative — confirm in the app.
| Standard | Plus | Premium | Metal | Ultra | |
|---|---|---|---|---|---|
| Monthly fee | $0 | $4.99 | $9.99 | $16.99 | $45 |
| FX allowance | Basic | Higher | Unlimited* | Unlimited* | Unlimited* |
| ATM tier | Basic | Plus | Premium | Metal | Ultra |
| Card material | Standard | Custom | Premium | Metal | Ultra |
| Support | Standard | Priority | Priority | Priority+ | Dedicated |
Standard FAQs
Answers written for this product.
Free forever. Multi-currency accounts, virtual card and a monthly FX allowance — the baseline for daily money in ONEO. Exact allowances, card materials and partner perks are confirmed in the Plans screen before you upgrade.
Yes. Upgrade or downgrade in the app subject to billing cycle, tax and plan rules. Some metal or Ultra cards may have reorder fees.
Billing currency depends on your market and partner billing setup. The confirmation screen shows tax and currency before you pay.
No. Partner networks, merchant categories and fair-use rules apply. Always check live offers in the app.
Standard has a $0 monthly fee. Card delivery, ATM over-allowance, weekend FX or other out-of-plan actions can still carry fees — see Fees.
Customers who regularly use the highest allowances, want flagship card design and prefer dedicated support paths. Compare Metal vs Ultra carefully.
Open Fees and Pricing. Marketing plans summarise benefits; fee schedule + in-app legal text prevail.
Android APK is available now from the Download page. iOS is coming soon.
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