Metal Black
Matte Signature with a white living arc — everyday prestige.
Cards
ONEO cards for daily spend, travel and online life
Use physical, virtual, metal and wallet-ready cards with instant freeze and visibility from the ONEO app. Choose the card that fits the payment, then keep controls close when something changes.
Swiss Physical VISA
瑞士实体VISA信用卡
200+国家地区 · ATM取现0手续费 · 最高70%返现 · 全程0费率
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Swiss Virtual VISA
瑞士虚拟VISA信用卡
纯线上全球消费 · 0手续费 · 微信支付宝可绑 · 先消费后还款
了解详情 →
Cards
Cards: physical/virtual/metal cards
ONEO Cards is built for physical/virtual/metal cards — onboarding, everyday use, controls and disclosures for this product, not a reused template from another page.
Download the appCards FAQs
Answers written for this product.
Most customers start with a virtual card for online spend, then add a physical card for travel and terminals that need plastic. Metal and Ultra finishes depend on your plan.
Yes. Open the card in ONEO and freeze to stop new spend. Unfreeze when you are ready, or order a replacement if the plastic is compromised.
Virtual cards draw from your available ONEO balances under plan and partner rules. You can prefer a currency before overseas spend where the product allows.
Where your country and device support wallet tokens, eligible ONEO cards can be added. Wallet availability is shown in the card settings screen.
ATM access and free-withdrawal allowances depend on your plan and the operator. The confirmation and Fees pages show when charges apply.
Yes — create a virtual card, use it for one merchant group, and freeze or delete it if the merchant looks risky.
Cards may be issued by partner institutions. Branding, delivery times and replacement rules vary by market and plan.
Freeze every card in the app, review recent authorisations, contact support from a trusted device, then reorder plastic if needed.
Card controls
Cards should be useful when everything is normal and decisive when something looks wrong.
- Freeze and unfreeze eligible cards instantly
- Create virtual cards for merchants and subscriptions
- Add eligible cards to Apple Pay and Google Pay where supported
- Track spend by category, currency and merchant
- Set plan-based limits and review ATM availability
- Replace, secure or report cards from the app
Card lineup
Different ways to pay, all connected to your ONEO money picture.
Signature stack
Black, blue, silver and purple finishes for every plan tier.
Colour gallery
Eight metal finishes from rose gold to teal.
Front & back
Visa Signature branding with ONEO contact details on the reverse.
Tap & go
From wallet to terminal in seconds
Add an eligible ONEO card to Apple Pay or Google Pay where supported, then keep freeze and spend alerts one tap away.
Physical metal and plastic remain available for hotels, deposits and terminals that still prefer a card in hand.
Daily spend
Built into your money picture
Budgets, alerts, card controls and linked accounts sit together so spending decisions have context. A card transaction becomes part of the month, not just a notification.
Use virtual cards for online merchants and keep your physical card for travel or in-person payments.
Travel
Designed for airports, hotels and taxis
Exchange before a trip, spend from available balances and check fees before using ATMs. Keep a back-up virtual card for bookings and a physical card for terminals that need one.
Network acceptance, ATM access and wallet support vary by market and merchant.
Security habits that stick
Most card fraud stories start with reused numbers or ignored alerts.
- Separate virtual cards for trials and subscriptions
- Turn on push alerts for foreign and high-ticket authorisations
- Freeze first, investigate second
- Never share OTP or full card numbers with chat agents
- Review recurring merchants monthly
- Replace plastic after travel loss
Important
Card terms depend on plan and market
Cards may be issued by partner institutions. Fees, ATM limits, wallet availability, delivery and replacement rules vary by plan, country and eligibility.
Features, pricing, limits and corridors vary by market, partner availability, network coverage and identity verification.
Card questions
Cards are where ONEO daily money meets Visa, Mastercard, wallets, travel and instant security controls.
Visa or Mastercard?
ONEO may offer Visa and Mastercard options depending on country, plan and issuing partner. Network choice can help with travel acceptance and merchant coverage.
What if I lose it?
Freeze the card from the app, review recent spend and replace it through the supported flow. The point is to stop new spend fast before investigating.
Lost device →
Why virtual cards?
Virtual cards give subscriptions, trials and online merchants a separate card number. If a merchant looks risky, replace that virtual card without changing your main card.
Are metal cards plans?
Metal card access belongs to eligible Personal plan terms such as Metal or Ultra. ONEO X is a separate crypto product experience and is never a plan tier.
Plans →
Lifestyle spend
One card setup for weekdays, airports and subscriptions
Use a physical card for daily terminals, a virtual card for online merchants, and wallet payments where Apple Pay or Google Pay is supported. ONEO keeps spend controls, budgets, multi-currency balances and freeze actions close to each card.
The ONEO benefit is context. A card payment can show up beside travel FX, pots, recurring subscriptions and plan benefits instead of becoming an isolated bank notification.
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