Ride discounts
Partner ride offers for eligible teens when paying with ONEO Kids.
ONEO Kids & Teens
The dedicated ONEO experience and spending card for everyone aged 6–17 — with parents always in the loop. Terms apply.
Cards
Physical or virtual — every ONEO Kids card carries our logo. Customise designs, tap in store, and pay online with Apple Pay or Google Wallet when age allows.
Order a ONEO Kids Mastercard they can hold, personalise, and take travelling — with freeze and merchant controls still on your phone.
Customisation and delivery fees may apply. Minimum age applies.

Create a virtual ONEO Kids card in seconds for subscriptions and online shops — then add it to Apple or Google Wallet when they’re old enough.

Payments

Move money between parent and kid, or kid-to-kid (age rules apply) inside ONEO — free and near-instant when both use ONEO Kids.
Peer payments on Kids may require teens 13+. Terms apply.

Share a payment link for birthday money or group gifts — get paid by relatives who don’t have ONEO yet.

Set weekly or monthly allowance on autopilot from your ONEO Personal balance — no cash envelopes required.
Savings
Money doesn’t grow on trees — but it can grow in a ONEO Kids savings pot. Interest can be paid into their balance so the total keeps climbing.
Rate depends on the parent’s ONEO plan. Variable rates and tax rules apply.
ONEO Kids Instant Access Savings Terms apply.

Perks
Teens 13+ can unlock a curated partner bundle inside ONEO Kids — learning, creativity, and lifestyle offers at no extra cost when available in your market.
Offers vary by country. ONEO Kids & Teens Terms apply. Only available to teens aged 13+.
Partner ride offers for eligible teens when paying with ONEO Kids.
Design templates, stickers, and AI editing extras from creative partners.
Premium lessons and deep game analysis for practice that sticks.
Sleep tracking and smart sleep aids from wellness partners.
Key ideas from bestsellers — ready in minutes between classes.
Interactive micro-lessons across subjects, anytime.
Personalise
Avatar styles, themes, and card designs so the app feels personal — while security stays parent-supervised.

For every age
From first pocket money to teen part-time wages — ONEO Kids grows with them, with parents always able to step in.
Safety
Merchant blocks, daily caps, approve-on-demand, and freeze in seconds. Fraud models tuned for youth spend — so independence never means flying blind.

App
Download ONEO, add Kids & Teens under your profile, and manage cards, allowances, and approvals alongside your own money.
*Illustrative marketing metric. Availability and ratings vary by store and region.
Get started
All it takes is 3 simple steps.
01
Download ONEO and open Kids & Teens in minutes. Under 13? Parents create the account from their ONEO app.
02
Your parent gets a notification to approve from their ONEO Personal app. No parent account yet? They create one first.
03
Order their ONEO Kids card, personalise it, create a virtual card, and add it to Apple or Google Wallet when age allows.
Explore
ONEO · Your global finance, one app
Open ONEO Personal, then add Kids & Teens under your profile
ONEO Kids & Teens accounts are available for individuals aged 6–17. A parent or legal guardian must be at least 18. Some features (peer payments, wallets, partner perks) have higher age gates — see in-app availability.
ONEO Bank Pte. Ltd. is a Switzerland-headquartered fintech platform. Licensed banking and payment services are provided by partner institutions. Marketing examples such as interest rates and partner bundles are illustrative and may not be available in every market.